Your Coverage Journey Starts Here
Because your family deserves security. Protect the people you love and the legacy you're building with personalized life insurance, annuities, and retirement planning — no matter your income.
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Insurance Isn't Just a Policy — It's a Promise
Life is unpredictable, but your family's security doesn't have to be. The right coverage ensures that the people you love are protected, no matter what tomorrow brings.
of Americans have no life insurance
average coverage gap for families
years of trusted financial guidance
personalized coverage plans
"No one likes to ask for help to bury a loved one. Don't make your loved ones have to ask for you as well."
Get accepted for coverage now — before age and health issues limit your options.
Protection Tailored to Your Life
Every family, every business, every dream is unique. That's why we take the time to understand your needs and craft a coverage plan that fits your life — not the other way around.
Protect Your Loved Ones
Life Insurance
Ensure your family's financial future is secure. Whether it's term life, whole life, IUL, or universal life — we'll find the right policy to give you peace of mind knowing your loved ones are covered.
Income While You're Alive
Annuities & Retirement
Coverage isn't just for your loved ones when you're gone. There are options for retirement income WHILE YOU'RE ALIVE. Build a retirement you can enjoy with guaranteed income streams through annuities, IRAs, and retirement plans.
Safeguard What You've Built
Business Protection
You've worked too hard to leave your business unprotected. From key person insurance to buy-sell agreements, we help entrepreneurs and small business owners plan for every scenario.
Mortgage Protection
Did you know you can get significantly lower coverage specifically for payments like mortgage protection? Cover the expenses your spouse or children would be left to pay. A mortgage is the top worry after loss of income — don't leave that burden behind.
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Discover the Right Coverage for You
Take our interactive coverage quiz to find out exactly what type of protection fits your life. It's free, it's personal, and it takes just a few minutes.
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Hi, I'm Patti
"When someone assumes they can't get coverage or that it's too much, it bothers me. I love when I prove that there's options no matter your income. It can be as affordable as a term or as substantial as an annuity or IRA. I'm going to suggest the right policy for where you are and guide you to build more as you grow."
With over 16 years in financial services, I've helped hundreds of families and business owners navigate the complex world of taxes and financial planning. As a business owner, wife, and mother of three, I understand firsthand the importance of protecting what you've built.
My unique background as both a tax professional and licensed insurance agent gives me a perspective that most agents simply don't have. I see the full picture of your financial life — and I use that knowledge to recommend coverage that truly fits your situation, not just a one-size-fits-all policy.
When you work with me, you're not just getting an insurance agent. You're getting a trusted advisor who will take the time to understand your goals, answer your questions honestly, and help you make informed decisions about your family's future.
Licensed Agent
Life insurance, annuities & retirement planning
16+ Years Experience
Tax Preparer | Insurance & Retirement | IRS CAA
Trusted Advisor
Serving families and businesses with integrity
Tax & Insurance Expert
Unique perspective combining tax and insurance knowledge
Your Information Is Safe
All consultations are confidential. Your data is never sold or shared with third parties.
Questions You Might Be Asking
Insurance can feel overwhelming, but it doesn't have to be. Here are answers to the questions I hear most often. If yours isn't listed, I'm always happy to chat.
Still Have Questions?
Take the coverage quiz or reach out directly. I'm here to help you understand your options with zero pressure.
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A common guideline is 10-15 times your annual income, but the right amount depends on your specific situation — your debts, number of dependents, future goals like college funding, and existing savings. During our consultation, we'll walk through all of these factors together to determine the coverage that makes sense for your family.
Term life insurance covers you for a specific period (like 10, 20, or 30 years) and is typically more affordable. Whole life insurance covers you for your entire life and builds cash value over time. Each has its advantages — term is great for specific needs like covering a mortgage, while whole life provides lifelong protection and can be a financial planning tool.
Absolutely. In fact, the younger and healthier you are, the lower your premiums will be. Locking in coverage now means you'll pay less over your lifetime. Plus, life is unpredictable — having coverage in place gives you peace of mind and protects your loved ones from unexpected financial burdens.
IUL is a type of permanent life insurance that lets your cash value grow based on a stock market index — without the risk of losing money when the market drops. It's a powerful tool for building wealth while maintaining life insurance coverage. It's one of the options we can explore during your consultation.
An annuity is a financial product that provides guaranteed income payments, either immediately or in the future. Think of it as creating your own personal pension. Annuities can help ensure you don't outlive your savings, provide tax-deferred growth, and give you a predictable income stream in retirement. Coverage isn't just for when you're gone — there are options for retirement income while you're alive.
It starts with our interactive coverage quiz, which takes about 3 minutes and helps me understand your needs. From there, I'll reach out to schedule a personal consultation where we'll discuss your goals, review your options, and find the right coverage. There's no pressure and no obligation — just honest guidance from someone who genuinely wants to help.
Yes! As a business owner myself, I understand the unique risks entrepreneurs face. I can help with key person insurance, buy-sell agreements, business continuation planning, and more. Protecting your business is just as important as protecting your family — and often, they're connected.
Don't Wait Until It's Too Late
No one likes to ask for help to bury a loved one. Don't make your loved ones have to ask for you as well. The best time to get covered was yesterday — the second best time is today.
Whether it's a term policy as affordable as your phone bill or a comprehensive annuity for your retirement, there are options no matter your income. Take the first step today.
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